The Waters at Lake Anna: A Lake Anna Community on the Private Side
The Waters at Lake Anna is a well-known Lake Anna water-access and waterfront community located in eastern Louisa County near Mineral, Virginia, on what is commonly referred to as the Hot Side or Private Side of Lake Anna. This side of the lake is known for its quieter setting, reduced public boat traffic, and strong residential feel, while still allowing flexibility for owners.
The community is accessed from Kentucky Springs Road (Route 652) via Lakeview Boulevard, providing a balance of privacy and convenience. Owners are close to Mineral and Louisa for everyday needs, yet far enough removed to feel fully immersed in lake life.
Community Size, Layout, and Parcels
The Waters at Lake Anna is one of the larger established neighborhoods around the lake, with over 400 residential lotsspread across rolling terrain and wooded shoreline. Nearly half of the lots are improved with homes, creating a mix of full-time residents, part-time owners, STR owners, and land owners.
Lot types include:
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interior residential parcels
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water-access parcels
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true waterfront homes directly on Lake Anna
This range of parcel types allows buyers to choose between different price points, privacy levels, and lake access options while remaining part of a cohesive, established community.
Neighborhood roads are commonly used for walking and exercise, and the overall layout feels residential rather than resort-style or overbuilt.
Waterfront Homes and Lake Living
The Waters at Lake Anna includes true waterfront homes, offering direct shoreline access, lake views, and immediate access to boating, swimming, fishing, and paddle sports. These homes are highly desirable for both personal use and short-term rental demand due to their location on the private side of the lake.
Because the community has been established for years, many waterfront parcels benefit from mature trees, wider spacing between homes, and natural shoreline settings.
Community Marina and Boating Access
The community features a community marina, providing lake access for owners who do not own waterfront property. The marina includes a limited number of boat slips, helping keep lake activity controlled and less congested compared to higher-traffic areas of Lake Anna.
This marina setup works well for:
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owners who want consistent lake access
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STR owners offering boating convenience to guests
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buyers who prefer shared access over private dock maintenance
Common Areas and Shared Amenities
The Waters at Lake Anna offers two common areas that support lake use, recreation, and guest enjoyment.
Amenities include:
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a community swimming pool and club house
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tennis courts
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a playground area
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a gazebo
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a beach-style swim area with direct lake access
These shared spaces add value for both personal use and short-term rentals, giving owners and guests multiple ways to enjoy the lake beyond private property.
STR-Friendly Community
The Waters at Lake Anna is considered a short-term rental–friendly community, making it attractive to buyers who want flexibility. Owners commonly use properties for:
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personal lake use
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seasonal stays
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short-term rentals
This flexibility is a key reason the community remains popular with buyers looking to offset ownership costs or generate income while still enjoying their own lake property.
What Living in The Waters Feels Like
Living in The Waters at Lake Anna feels established, calm, and residential, with enough activity to feel alive without feeling crowded. Owners spend time on the water, walk the neighborhood roads, and maintain their properties.
The mix of full-time, part-time, and STR ownership creates a steady rhythm rather than extreme seasonality. Mature landscaping and long-developed streets give the neighborhood a settled, comfortable feel.
2025 Home Price Trends in The Waters at Lake Anna
Home prices in The Waters at Lake Anna vary based on waterfront versus water-access, size, condition, and updates. Based on 2025 Lake Anna market activity, typical price ranges have been:
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Waterfront homes: approximately $1.3M - $2.4M, with premium pricing for larger homes and strong shoreline locations, as of 2025
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Water-access and interior homes: approximately $425,000 to $900,000+, depending on size, condition, and proximity to amenities
These ranges reflect continued demand for both personal-use and STR-capable properties on Lake Anna’s private side.
Who The Waters at Lake Anna Is a Good Fit For
The Waters at Lake Anna works well for buyers who:
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want Lake Anna waterfront or water-access property
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prefer the private side of Lake Anna
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want an STR-friendly community
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value walkable neighborhood roads
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want shared amenities that enhance guest and owner experience
It is commonly chosen by buyers relocating from Northern Virginia, Richmond, and Charlottesville, as well as investors seeking flexible lake properties.
Why Buyers Keep Coming Back to The Waters
The Waters at Lake Anna continues to stand out because it offers balance:
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waterfront and water-access options
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STR flexibility as of 2025
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shared amenities that support lake living
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a large, established neighborhood
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a private-side location
For buyers searching for Lake Anna communities near Mineral, Virginia, The Waters remains a consistent choice for those who want flexibility, lake access, and long-term value in one place.
Tour a water access home for sale from 2025. Sold in the $400K's. Press Play below!
