Posted: March 26, 2025
By Melanie Lucero and Michael Boyce | The M Group Real Estate
Buying at Lake Anna? One of the biggest questions is: What kind of property is right for you? Here’s a simple breakdown of the three major types of homes around the lake.
Waterfront Homes
- Direct lake frontage, usually with a private dock
- Pricier, but offer the best views and full lake access
- Prices typically range from $750K to $3M+
- Ideal for buyers who want boating, swimming, or fishing right from the backyard
Water-Access Homes
- Not directly on the water, but include lake access through a shared community lot
- Most come with a deeded boat slip or access to a marina
- Prices range from $350K to $700K
- Perfect for buyers who want the lake lifestyle without paying waterfront prices
Off-Water Homes
- Near the lake, but no private or deeded lake access
- More affordable, with homes starting in the low $200Ks
- Great for full-time residents or buyers who plan to use public marinas
Quick Tips:
- The private side of Lake Anna is quieter and only accessible to property owners
- The public side has restaurants, marinas, and more boat traffic
- Taxes vary slightly by county—Louisa typically has the lowest
- Always ask about HOA rules, especially if you plan to rent the property
Still not sure which is right for you? That’s what we’re here for. We live, work, and play at Lake Anna—and we can help you find the perfect home for your lifestyle and budget.
Call or text us at 540-870-0714 to start the conversation.